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Is a 15-year fixed-rate mortgage right for you?

What is a 15-Year Fixed-Rate Loan?
A 15-Year Fixed-Rate loan is exactly what you'd think: a loan that lasts 15 years with the interest rate remaining the same throughout. While the payments are higher, a shorter loan term also means you will own your home faster.
We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 15-Year Fixed Rate Mortgage Qualifier.
We'll help you see the differences between loan programs, allowing you to choose the right one for you, whether you're a first-time or repeat buyer.
The 15-Year Fixed Rate Mortgage Loan Process
Here's how our home loan process works:
- Complete our simple 15-Year Fixed Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
When interest rates are low, fixed rate loans aren't much more expensive than adjustable rate loans. This might be a better deal in the long run as you can lock in the rate for the life of your loan.
See If I May Qualify Which Loan is Right
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Mortgage rates change daily and vary based on location, your personal finances, and other factors.
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